Uncategorized

How to not be so poor

https://www.etsy.com/listing/520907445/pattern-help-me-im-poor-mini-funny-cross

Dude,

I have so much experience with being poor. It’s taken some time to figure out how to not be really and truly poor. I mean, I’m still a broke ass bitch.

However, the money situation is not as bad as it used to be. In fact, my credit score has improved enough that I could buy a new car. At a real car dealership instead of from some guy on craigslist or down the road.

Here is what I know. Maybe it will help you get your house in order.

If you know the secret to making money, you can let us all know.

  1. Take a close look at your finances on a weekly basis. I know it’s scary but you have to work through the fear. It’s the only way.
  2. Most banks have an app for your phone. Use it.
  3. Budget. Budget. Budget. For awhile, I stopped writing down what bills and how much. Huge mistake on my part. You might think you have extra money and forget to pay the water bill. Big oops. So now I have a little binder with a folder for each month.
  4. If you have a subscription to anything that comes out of your checking, don’t forget about it when doing the bills. If you subscribe to something for a time when it’s free, don’t forget to cancel it before you have to pay or remember that it’s going to cost money.
  5. Be aware of your credit score. Also terrifying but necessary. If you want a house or a car, you need to know what is going on with your credit.
  6. Sustainability. Can you survive on your income? What can you do to make it work? How much can you do for yourself? Some people make their own coffee instead of going to Starbucks. It’s delicious coffee. Can you afford $25 a week on coffee?
  7. Side hustle. Everyone probably has a side hustle – blogging, eBay, Etsy, etc.. You have to decide if it’s worth it. Does it make money or waste time? Personally, I have never, ever, ever made money from doing surveys. So for me, it’s a waste of time.

I have a budget board on Pinterest. Take a look, there might be something that helps you figure out the disaster that is your financial health.

Leave a Reply

Please log in using one of these methods to post your comment:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Lucy's Works and Co

A Little Writing Workshop of Horrors.

The Wild Heart of Life

Creative Nonfiction & Poetry

mybookishblogspot

Just books, more books and some other stuff too

Maria Vincent Robinson

Photographer Of Life and moments

Book Craic

Children’s book reviews

Myrela

Umjetnost, zdravlje, civilizacije, fotografije, priroda, knjige, recepti, itd.

Guitar Mafia

All About Guitars

For Book Lovers and Random People

We are all in the gutter, but some of us are looking at the stars. Oscar Wilde

Trans Ottawa

News, Views & Reviews from Transgender Ottawa

Peachy Books

Forthright and Fruitful

chasing destino

#freemomhugs

The Aphantasia Bookworm

A Literary Love Letter : Book Reviews

elancharan gunasekaran

a repository of experimental haiku & poetry

Triangle Writes...

Poetry/Poems, Photography, Travels, Musings, Quotes, Challenges, Awards, Reblogs, Uncategorized

Wild Like the Flowers

Rhymes and Reasons

Fashoonia

Get the best outfit of your life.

TheKop Curva CrossOver

All Things Milan & Liverpool

%d bloggers like this: